After being largely removed from classrooms in the late 1990’s, practical financial education is officially making a comeback in Ontario schools.
Starting September 2026, students will begin learning real-world money skills much earlier—and they’ll need to show they understand them before graduating.
What does that look like?
Financial literacy introduced as early as Grade 1
A mandatory financial literacy assessment in Grade 10 math
Lessons that actually apply to real life, like:
• Budgeting and managing household cash flow
• How credit, borrowing, and interest really work
• Saving for long-term goals (yes… including buying a home 
)
• The basics of investing
From a mortgage and financial-planning perspective, this is a big step in the right direction. Financial confidence shouldn’t start the day someone applies for a mortgage—it should start years earlier.
Better education leads to better decisions.
Better decisions lead to stronger financial outcomes.
This is a win for families—and for the next generation of homeowners in our community. 